Integrate and certify payment services with Commerce Lab.
Commerce Lab gives you all the development tools needed to access the wide array of payment services available from the ecosystem of payment service providers of the IP Commerce Platform.
Request your free integration toolkit for complete details on supported payment services integration, including:
| Bank Card Processing |
Gift/Loyalty Card |
eCheck |
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Credit card and debit card processing through a variety of acquirers/processors. Bank card processing supports vertical focus including:
- Retail
- Restaurant
- eCommerce
- MOTO
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Supports a variety of closed-loop stored value services such as gift card programs, mini-payment and loyalty points programs.
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Enables transfer of funds from one demand deposit account to another. Also allows imaging and remote deposit of paper checks.
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Benefits
- Improved speed of service
- Higher average tickets
- Less dependency on cash
- Increased revenue
- Easy processing and quick payments
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Benefits
- Gift card sales boost (average 30% more than paper)
- Additional revenue streams (card sponsorship)
- No change given; 100% value
- Increased float and slippage (10 - 15% of cards are never redeemed)
- Encourages return visits
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Benefits
- Faster check deposits; no posting delays
- Lower clearing fees
- Reduced return handling costs and time
- Increased transaction security (no lost checks)
- Funds for purchases can be settled directly to a retailer’s account through ACH
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Applications powered by IP commerce can take advantage of any or all of the payment services listed above. Best of all, as new services become available, it's easy to take advantage of them without making major application changes.